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Friday, December 1, 2023

The world is changing. At one time, investors focused all their energy and money on generating positive returns. Today, however, many have pivoted to generating those returns while positively impacting society and the environment. For...

Monday, November 27, 2023

A number of government programs and tools exist to help you pay for long-term care. Who qualifies and what does it cover?

Monday, November 20, 2023

Long-term care planning is a significant financial decision that requires thoughtful consideration and precise planning- especially for families with a high net worth.

Wednesday, November 15, 2023

Download our year-end financial checklist, a strategic tool that is crucial as the year winds down. Please reach out if there is anything our financial advisor can do to help you with your financial plan.  Download our guide...

Monday, November 13, 2023

Did you know that 7 out of 10 Americans will need long-term care? Take a look at these estate planning tools that can help you and your loved ones prepare and pay for long-term care should the need arise.

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Monday, November 6, 2023

Too many animals in Palm Springs and the US are in shelters waiting for new homes. Let’s clear up some common pet adoption misconceptions- then, maybe you can visit the Palm Springs animal shelter and bring home a new family member.

Friday, October 27, 2023

Estate planning—the process for how you transfer your wealth to heirs and others—can be very important for anyone who wants to be certain that their loved ones are adequately provided for and taken care of. When done well,...

Monday, October 23, 2023

A solid estate plan should not only provide for your assets after you pass, but also plan for your long-term care while you're alive.

Monday, October 16, 2023

National Retirement Security Week is more than just another day on the calendar. Instead, it's an essential event that promotes saving, planning, investing, and taking charge of your financial future.

Monday, October 9, 2023

A financial plan is a collection of steps that help you to evaluate your financial condition and determine how to prepare for your financial future. Here are some steps to help you get a foothold to begin that climb toward possible financi

Monday, October 2, 2023

Planning for your financial future and retirement looks much different now than in previous years. Some people must supplement their Social Security to have enough to maintain their desired lifestyle.

Monday, September 25, 2023

Investors' perceptions of a financial crisis diverge significantly along generational lines. While older generations lean towards pessimistic views, younger cohorts are more optimistic about their retirement timelines.

Thursday, September 21, 2023

One of the best plans to take from the financial playbook of the Super Rich—those with a net worth of $500 million or more—is to work with professionals to help manage your financial and lifestyle concerns. But, as the...

Monday, September 18, 2023

Taking care of your mental and physical health during retirement is crucial.

Thursday, September 14, 2023

More and more people are choosing therapy to make mental health a priority. However, therapy can be expensive. Here are some tips to find an accessible and affordable therapist.

Thursday, September 14, 2023

Many LGBTQ+ Baby Boomers are approaching retirement. Long-Term Care and other considerations need to be addressed. Here are some tips that can help you identify and resolve unique aging needs for the LGBTQ+ community.

Thursday, September 14, 2023

Many in the LGBTQ+ community say their gender identity or sexual orientation caused financial challenges. Having an LGTBQ+-friendly financial planner can help uncover financial hurdles that many members of the LGBTQ+ community face.

Thursday, September 14, 2023

For LGBTQ+ families, the path to financial health may be complex, especially when starting a family. Here are some tips that can help gay couples prepare financially for children.

Thursday, September 14, 2023

Are you an LGBTQ+ business owner? You may want to get certified by the National Gay and Lesbian Chamber of Commerce (NGLCC). This may provide your business with opportunities to compete for large contracts from national and local businesses

Thursday, September 14, 2023

These companies are the best at promoting LGBTQ+ diversity and inclusion According to the Library of Congress: LGBTQ+ Pride Month is currently celebrated each year in the month of June to honor the 1969 Stonewall Uprising in Manhattan....

Thursday, September 14, 2023

Pursuing financial wellness and managing finances are common concerns for many married couples, including LGBTQ+ same sex couples. Financial health is important, here are some factors to consider when managing finances.

Thursday, September 14, 2023

The LGBTQ+ community has faced financial challenges and disparities, largely due to societal discrimination and inequality. Despite progress towards LGBTQ+ rights, there are still several financial factors that impact the community.

Thursday, September 14, 2023

HRC and The Equality Federation, recently released its 10th annual Municipal Equality Index (MEI), described as “the nation’s only nationwide assessment of LGBTQ+ equality regarding municipal policies, laws, and services.”

Wednesday, September 13, 2023

The LGBTQ+ community has previously struggled to pursue higher education, but there are now many private and public financial aid opportunities to consider, including FAFSA.

Wednesday, September 13, 2023

Legal rights for the LGBTQ+ community continue to evolve and expand. Many people still face problems when it comes to finding medical providers and health insurance.

Wednesday, September 13, 2023

The LGBTQ+ community has faced financial challenges and disparities, largely due to societal discrimination and inequality. Despite progress towards LGBTQ+ rights, there are still several financial factors that impact the community.

Wednesday, September 13, 2023

Environmental, Social, and Governance (ESG) investing is on the rise throughout the world. Here are some definitions and considerations.

Wednesday, September 13, 2023

Conflicting federal and state laws present financial planning challenges for LGBTQ-while there are certain protections for the LGBTQ+ community at the federal level, there are still many states that have not updated their laws.

Monday, September 11, 2023

During turbulent financial times, having a financial emergency plan and organizing your finances may help you feel prepared to handle anything that might come your way.

Monday, September 4, 2023

The path to retirement can often seem daunting, with the end goal appearing distant and difficult to reach. This sentiment has only grown in recent years.

Monday, August 28, 2023

As investments, financial priorities, and the economy change, so do financial strategies and plans. It's important to keep up with your financial education and awareness for your financial future. Here are some tips.

Wednesday, August 23, 2023

Chances are, planning for retirement is one of the most important steps—series of steps, really—that you’ll undertake in your life. Unfortunately, we don’t always put enough focus on making thoughtful decisions during our retirements.

Monday, August 21, 2023

It's important for individuals to reconsider relying solely on Social Security benefits as a retirement plan. Here are five compelling reasons why you should not solely depend on Social Security as part of your retirement plan.

Monday, August 14, 2023

Those who receive an inheritance with the passing of a loved one are potentially given the gift of financial freedom if they choose to manage the wealth carefully.

Monday, August 7, 2023

LGBTQ+ individuals tend to experience more money anxiety than others. Institutional obstacles and individual challenges can create financial pressure and stress. Here's information about how to overcome some economic challenges.

Monday, July 31, 2023

Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic rules can help you make smarter choices.

Monday, July 24, 2023

If recent market volatility has you questioning your opportunities for financial freedom, you are not alone.

Thursday, July 20, 2023

The percentage of American adults with strong financial literacy—the ability to understand various financial-related concepts and put them to use—has fallen to historically low levels in recent years. One example: Just...

Monday, July 17, 2023

Inclusion is a decent thing to do from a human standpoint. It may also improve the profitability of a business that commits to investing with environmental, social, and governance (ESG) factors in mind.

Monday, July 10, 2023

Not sure if your retirement plan is still in line with your future life or financial goals?

Monday, July 3, 2023

Your finances are probably one of the last places you want to experience fireworks—unless they are celebratory. This Independence Day may be a good time to take stock of your path toward financial independence.

Wednesday, June 28, 2023

If you have substantial assets, you may be a target for frivolous lawsuits. That’s why it’s so important to consider asset protection strategies that can create barriers to protect your wealth. Asset protection planning employs legally...

Monday, June 26, 2023

There is a saying that if it is too good to be true, it probably is. Even though you do not want to let an opportunity to save money pass you by, you need to be cautious when shopping or applying for a loan. In 2021 alone, the Federal...

Monday, June 19, 2023

Even though same-sex marriage has been legal throughout the U.S. for nearly a decade, members of the LGBTQ+ community still have some specific factors to consider when planning for their financial future.Some may still face...

Monday, June 5, 2023

Members of the LGBTQ+ community face a broad range of financial challenges that heterosexual people do not need to deal with—and often are not even aware of. The media often portrays the "typical" gay couple as a high-earning...

Monday, June 5, 2023

For kids, teens, and college students, summer break often represents freedom from schedules, responsibilities, and all those other drains on your time. Retirement actually can provide a similar level of freedom, but only if you've...

Monday, May 29, 2023

Being a nurse comes with a lot of responsibility alongside a sense of pride in knowing that you are helping others. But while the road to becoming a nurse already involves a fair bit of course work, there unfortunately isn’t much...

Monday, May 22, 2023

You may have thought your digital identity was safe and not a likely target of a cybercriminal until one day, the bank calls wondering if purchases made at a store that you have never been to, 2,000 miles away, were made by you. Every...

Wednesday, May 17, 2023

Bill and Melinda Gates weren’t a typical couple. But they are part of an increasingly common trend: divorce among people over the age of 50.“Gray divorces” among older and (usually) long-married couples have been on...

Monday, May 15, 2023

If you saved for retirement for a while, you might look forward to a break from financial responsibility for the remaining portion of your life. But striving for economic betterment should not end when you hit retirement. You may...

Monday, May 8, 2023

The start of the year has come and gone. You may find that the goals and resolutions you set at the start are no longer getting the attention they deserve. Whether you are feeling your motivation waning or feel like the goal is too far...

Monday, May 1, 2023

Whether you want to learn to trade like a Jedi or gain the wisdom of Master Yoda, countless investing lessons may be gleaned from the Star Wars universe. In honor of May the 4th, also known as Star Wars Day,1 celebrate with these four...

Monday, April 24, 2023

When discussing multigenerational wealth it is common to come across proverbs that acknowledge the fact that generational wealth typically won’t make it past the third generation. In the United States the saying goes, “from...

Friday, April 21, 2023

It goes without saying that you play a crucial role in making the decisions that will determine whether you will achieve your financial dreams. That’s why it makes sense to have great clarity about the specific financial issues...

Monday, April 17, 2023

What is this strategy?If you work after you begin receiving Social Security retirement benefits, all or part of your retirement benefit may be withheld if your earnings exceed the retirement earnings test exempt amount. However, excess...

Monday, April 10, 2023

As you age, the question of when to collect Social Security (SS) retirement benefits will likely come to mind. There is no one size fits all age; your unique circumstances and goals will dictate the appropriate time for you to take...

Monday, April 3, 2023

Tips to combat banking failures, inflation, rate hikes and market corrections Getting ready for retirement involves more than just calculating how much you will need and the rate you can draw down your savings. The years before you...

Monday, March 27, 2023

When people think of “myths,” they often think of such stories as Pandora’s Box (the woman who took the lid off of a jar releasing all of the world’s ills upon the world, were taxes one of them?), or the Tale of...

Tuesday, March 21, 2023

It’s tempting to give up on data security altogether, with all the billions of pieces of personal data – Social Security numbers, credit cards, home addresses, phone numbers, passwords and much more – breached and...

Monday, March 20, 2023

Retirement is not easy for most couples and even harder for lesbian, gay, bisexual and transgender (LGBTQ) people. A modest amount of planning can go a long way to providing the financial support you need.Many LGBTQ seniors and those...

Monday, March 13, 2023

As Samuel Goldwyn once said, "The harder I work…the luckier I get!" 1 But when it comes to investing, luck may play a huge role in outcomes—no matter how hard you work.2 Below, we discuss some ways that luck may...

Monday, March 13, 2023

The FDIC-seizure of Silicon Valley Bank is the second-largest US bank failure in history as it held $209 billion in assets at the time of its collapse. Even after adjusting for inflation, by assets it trails only Washington Mutual, which he

Monday, March 6, 2023

Safeguard your personal, financial and medical records at home and work With several past and present events involving the White House, data breaches, or classified documents being leaked, the importance of safeguarding confidential...

Wednesday, February 22, 2023

When making decisions about your wealth and finances, how often do you and your spouse (or partner) work together as a team to arrive at a place where you’re both happy? Consider that spouses reports higher relationship quality...

Tuesday, February 21, 2023

Ah, Money. The word leaves you with a positive or a negative feeling when you hear it. The feeling we get from money, and investing, has deep roots inside our emotions, although we may not understand why. Behavioral science explains...

Tuesday, February 14, 2023

Even though same-sex marriage has been legal in the U.S. for about seven years, LGBTQ+ couples still face a few extra hurdles regarding estate planning. From family squabbles to establishing legal parenthood, here are a few...

Monday, February 6, 2023

What to know about the Secure Act 2.0 that may impact you and your financial and retirement goals? Read below for a helpful overview of important information to know about the SECURE Act 2.0.

Monday, January 30, 2023

Massive computer hacks and data breaches are now common occurrences — an unfortunate consequence of living in a digital world. Once identity thieves have your information, they can use it to gain access to your bank and...

Wednesday, January 25, 2023

You have insurance policies on your house and vehicles, of course. You might also insure other types of property you own, such as art. But do you have enough coverage, considering your personal wealth?

Monday, January 23, 2023

As more and more consumers search for financial information on the Internet, they may inadvertently leave themselves open to being “tracked” by certain companies and individuals. Visitors to financial websites have created...

Monday, January 16, 2023

What if you focused on your system instead of just your goals? Setting goals for a new year can feel overwhelming.  We all know that resolutions don’t last, but we also feel the energy that comes with a new year of...

Monday, January 9, 2023

Just as it is important to be physically and mentally fit, it is also important to be fiscally fit. Fiscal fitness is not only about how much money you earn or the balance in your savings or retirement accounts. Instead, it is...

Monday, January 2, 2023

For many people, a new year provides a new start—and nothing says "new start" like a fresh new set of financial goals. But setting these goals is easier said than done. What steps should you take to get the most bang for your...

Monday, December 26, 2022

When it comes to New Year's Resolutions that include financial goals, writing them down and being visible is essential to your success. After you’ve written down what your financial resolutions for the New Year are, tell others...

Monday, December 19, 2022

There are countless benefits of charitable giving. Through generous donations, you can make a difference in your community and society. You may also feel happier and even save on your taxes. Here are some key things to need to know...

Monday, December 12, 2022

Whether you're hoping to retire soon or are just beginning to explore the idea of stepping back from your job, you're probably wondering how to make it happen. Will you have enough money? How will you spend your time? What will you do...

Tuesday, December 6, 2022

What is family wealth, and how do you preserve it? You have worked hard for years and accumulated wealth. You earned this money through your job, investing, and saving, and you want to preserve it for yourself and to take care of...

Monday, November 28, 2022

Consider whether a donor advised fund can help build a more generous world November brings us Thanksgiving – a day for simply giving thanks. The 11th month also brings us Black Friday and Cyber Monday – two days encouraging...

Monday, November 21, 2022

If you're considering giving back to society or a cause as part of your financial planning, there are many ways you can do so. You can make an impact while receiving tax benefits by including philanthropic giving as part of a holistic...

Monday, November 14, 2022

A recent survey by Caring.com found that a whopping two in three American adults do not have an estate plan1—an alarming statistic, considering that an estate plan can protect your assets and ensure that they go to the right...

Monday, November 7, 2022

COVID-19 and remote work is continuing to increase the need for internet security. Social distancing has increased device use and strained security protocols. Although cyber-security attacks are often direct at companies, other attacks...

Monday, October 31, 2022

As we approach the end of the year, you may want to review areas that may impact your wealth and estate planning next year. In this year-end planning guide, we examine four critical areas to consider that may affect your finances:...

Thursday, October 27, 2022

It’s pretty safe to say that everyone wants to experience optimal health. It’s also pretty safe to say that most of us know the steps we should be taking to enjoy those benefits—but that we too often don’t...

Monday, October 24, 2022

Because inflation could reduce your purchasing power over time, you'll probably need to contribute more to your retirement plan than you think. What seems like a healthy amount now is likely to feel smaller and smaller over time.Making...

Monday, October 17, 2022

Planning personal finances used to be the worry of the wealthy and their worry—usually preservation of wealth—was attended to by teams of trust officers and lawyers. Many of today’s middle class families have...

Monday, October 10, 2022

More consumers are conducting financial transactions online and may become vulnerable to tracking, hacking, identity theft, phishing scams, and other cyberspace risks. While nothing can guarantee complete safety on the Internet,...

Monday, October 3, 2022

For many, autumn is the best time of year. The return of cool breezes, comforting foods, and pumpkins can be invigorating. It’s also a bookmark of sorts, especially for your finances—a perfect time to take stock of your...

Monday, September 26, 2022

Regardless of what you do or how much you earn, you deal with money on a daily basis. The more you understand about finances, the more effectively you will be able to manage yours.Yet, many people lack financial literacy skills. One...

Monday, September 19, 2022

Nearly three quarters of workers and 77% of retirees in a recent survey said they remain at least somewhat confident that they will experience a comfortable retirement, according to the Employee Benefit Research Institute. Nevertheless...

Monday, September 12, 2022

Market downturns could be a good time to adjust your fund portfolio to minimize the tax bite. Here’s how to calculate the best ways to do that – now and in the future.Taxable accounts you hold longer than a year incur...

Monday, September 5, 2022

Today, many people find themselves inundated by a constant stream of financial news from television, radio, and the Internet. Yet, does all this information and real-time data really help you manage your finances any better than in the...

Monday, August 29, 2022

All investing involves risk, including the possible loss of principal, and there can be no assurance that any investment strategy will be successful. And asset allocation and diversification alone cannot guarantee a profit or eliminate...

Monday, August 22, 2022

Setting healthy financial goals is critical. Even more important is staying committed to those financial goals.Keeping yourself committed to your goals may be difficult, especially when times may be financially tough. But by staying on...

Monday, August 15, 2022

In 2022, U.S. inflation hit a 40-year high, with prices for food, housing, gasoline, and other key staples increasing by nearly 10% over the previous year.1 During these uncertain times, stocks have continued a roller-coaster ride...

Monday, August 8, 2022

If you're living paycheck-to-paycheck or stuck in a job you don't love just to pay the bills, it can be easy to feel as though you're financially trapped. But financial freedom doesn't need to be elusive—with some focused and...

Monday, July 25, 2022

For those who don't have a 401(k) option through their employer—which includes some small-business owners—how to save for retirement might be challenging. In a competitive employment market, offering retirement options to...

Monday, July 18, 2022

The need for regular saving and investing spans many life stages. Through the years, your goals will change and your strategies will shift, but don’t be alarmed. You’re just progressing through the normal stages of life,...

Monday, July 11, 2022

When it comes to investing, having fewer investments might help streamline your portfolio to manage stress better. Here are some benefits of a simple portfolio and some ways to help you create one.The Benefits of SimplicityUnless you...

Monday, July 4, 2022

Working towards financial independence can often be a lifelong process. But for many, financial freedom may come far sooner—and include some fun along the way. What are the differences between financial independence and financial...

Monday, June 27, 2022

If you are shopping for a financial professional, you need a good checklist of questions to ask. What you are looking for is someone who handles clients like you – and who is financially wise.As you assess a professional who...

Monday, June 20, 2022

Even though same-sex marriage has been legal in the U.S. for about seven years, LGBTQ+ couples still face a few extra hurdles regarding estate planning. From family squabbles to establishing legal parenthood, here are a few...

Monday, June 13, 2022

No matter what the future holds for Social Security, your financial future is still in your hands.If you're paying attention to the news, you've probably come across story after story on the health of Social Security. And depending on...

Monday, June 6, 2022

An Experian survey recently revealed that 62 percent of LGBTQ+ individuals have experienced financial challenges due to their sexual orientation or gender identity.1 Another third of survey respondents stated that they had some bad...

Monday, June 6, 2022

Brian X. Chen, the consumer technology columnist for The New York Times, offers advice for becoming part of the solution to the scourge of bogus text messages. In a recent column, I reported on the growing annoyance of text-message spam...

Monday, May 30, 2022

Economists and pundits predicted that the baby boomer generation's retirement would be dramatic, and the COVID pandemic sped things along. According to the St. Louis Fed, the number of retirees in the U.S. increased by 7% between...

Monday, May 23, 2022

Mental health is essential to everyone’s wellbeing. Mental health disorders, diagnosed or not, may be playing a role in your daily life. Often, financial problems or worries may impact your mental wellbeing, especially if...

Monday, May 16, 2022

If you own a business and want to diversify your assets by investing in stocks, today’s online brokerages make trading fairly easy. However, stock investing is risky, especially in a volatile market. Here are four key...

Monday, May 9, 2022

Social Security benefits are a major source of retirement income for most people. Your Social Security retirement benefit is based on the number of years you've been working and the amount you've earned. When you begin taking Social...

Monday, May 2, 2022

When helping people get ready for retirement, financial professionals find the same issues come up over and over. Thinking ahead can spell the difference between a retirement with enough money and a stressful one with difficult...

Monday, April 25, 2022

Are you worried about the current state of the Social Security system and how its future may affect your retirement income? It’s important to take a long, hard look at your current savings strategy to ensure you’ll be able...

Monday, April 18, 2022

In golf, as in finances, there are a few rules of thumb that may improve your game: keep a level head, avoid traps, practice before trying something new and stay the course. Applying lessons from the golf course to your financial life...

Monday, April 11, 2022

Myth: Social Security will provide most of the income you need in retirement. Fact: It's likely that Social Security will provide a smaller portion of retirement income than you expect. There's no doubt about it — Social Security...

Monday, April 4, 2022

The financial literacy gap—or the gaps in financial knowledge among various sectors of the public—may have racial, gender, and socioeconomic components. Those whose parents or mentors are experienced investors who may...

Tuesday, March 22, 2022

For business owners, estate planning may seem like another task to do on a long to-do list. Having a solid estate and succession plan in place may be crucial to your business's long-term success. If you are incapable of making business...

Tuesday, March 15, 2022

Spring cleaning presents a great opportunity to clear out any items you no longer need—and the same goes for your finances. Checking in with your finances during tax season may be particularly beneficial, as it allows you to...

Tuesday, March 8, 2022

Working in medicine may be challenging, especially with the strain placed on health care professionals throughout the COVID-19 pandemic. Working towards a comfortable early retirement may be a financial goal for some physicians.

Wednesday, March 2, 2022

Byron Hancock an independent LPL Financial advisor at Hancock Partners in Palm Springs, CA, today announced his inclusion in LPL’s Freedom’s Club.