Welcome to the Wine Country!

I am Byron Hancock, a CERTIFIED FINANCIAL PLANNER^TM and Accredited Investment Fiduciary in Sonoma, California.   I feel my life matters when I enhance the lives of others.

It is then my goal to help people plan for Retirement and live in dignity throughout it, sustaining inter-generational wealth for the benefit of a family legacy, along with their philanthropic community interests.

I nurture relationships and can help you find solutions to your unique financial picture by listening to the concerns that might keep you up at night. College funding. A healthy lifetime lasting longer than your retirement funds. Or how best to pay for senior care when you can’t take care of yourself?  What happens to your family, or business, financially and beyond the emotional devastation, if something happens to you unexpectedly?  Is your family enabled to settle estate taxes without liquidating the family property for which you’ve worked so hard? 

After discovering your financial situation and concerns, a financial plan is developed and focused on moving you towards your own personal life goals.

Working with your other professionals in the quarterback role as your Trusted Advisor, I recognize the need to earn your trust and confidence.   I present various unbiased options with the pros and cons of each.   At the heart of it all is the implementation of creative solutions across a variety of financial instruments, with concern for simplicity, current tax law and the inevitable changing economic horizon.

Being independently owned and operated, I am not captive to any one company, product or service. Nor are there monthly quotas to meet, nor mandatory products to sell. This gives me the latitude to select from whatever insurance plan and investment program feels right for YOU. ALWAYS. Service and integrity are in my DNA.

I invite you to join us at WINE+WEALTH which is usually on the 2nd Wednesday of each month about 6:00PM. The event is an after-hours, exclusive, social wine tasting with other interesting people engaged in stimulating conversation. There is no financial presentation.  Location varies. Call the office for more details and the current month’s venue. We look forward to seeing you soon!

Helpful Content

Lots of Variables with Fixed-Rate Mortgages

When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.

Rightsizing for Retirement

What does your home really cost?

What's My Potential Estate Tax?

This calculator helps estimate your federal estate tax liability.