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143 East Napa Street
Sonoma, CA 95476
(707) 996-8100

The Cycle of Investing The Facts About Income Tax The Cost of Procrastination Estate Management 101

 

Welcome to the Wine Country!

I am Byron Hancock, a CERTIFIED FINANCIAL PLANNERTM and Accredited Investment Fiduciary in Sonoma, California.   I feel my life matters when I enhance the lives of others.

It is then my goal to help people plan for Retirement and live in dignity throughout it, sustaining inter-generational wealth for the benefit of a family legacy, along with their philanthropic community interests.

I nurture relationships and can help you find solutions to your unique financial picture by listening to the concerns that might keep you up at night. A healthy lifetime lasting longer than your retirement funds? Or how best to pay for senior care when you can’t take care of yourself?  What happens to your family, or business, financially and beyond the emotional devastation, if something happens to you unexpectedly?  Is your family enabled to settle estate taxes without liquidating the family property for which you’ve worked so hard? 

After discovering your financial situation and concerns, a financial plan is developed and focused on moving you towards your own personal life goals.

Working with your other professionals in the quarterback role as your Trusted Advisor, I recognize the need to earn your trust and confidence.   I present various unbiased options with the pros and cons of each.   At the heart of it all is the implementation of creative solutions across a variety of financial instruments, with concern for simplicity, current tax law and the inevitable changing economic horizon.

Being independently owned and operated, I am not captive to any one company, product or service. Nor are there monthly quotas to meet, nor mandatory products to sell. This gives me the latitude to select from whatever insurance plan and investment program feels right for YOU. ALWAYS. Service and integrity are in my DNA.

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Determine your potential long-term care needs and how long your current assets might last.

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Estimate your monthly and annual income from various IRA types.

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A presentation about managing money: using it, saving it, and even getting credit.

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Retirement Plan Distributions

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5 Smart Investing Principles

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The importance of life insurance, how it works, and how much coverage you need.

Investment Strategies for Retirement

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Choosing a Mortgage

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Emerging Market Opportunities

What are your options for investing in emerging markets?

The Cost of Procrastination

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Your DNA Test

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